“I am a retired pharmacist, age 73. Most of my equity investment is in an IRA and a Roth IRA. My Roth IRA is with a brokerage firm that follows a philosophy of a balanced portfolio and a buy-and-hold strategy. I like to be hands-on, but like so many, I tend to be a more emotional investor and too often buy near highs and sell near lows. I saw you about 5 years ago on a Fidelity education program and liked what I heard. I primarily use three of your models to invest in equity ETFs. First, the Correction Protection Model (CPM) gives me a clear and timely “risk-on” or “risk-off” signal. Your record is much better than my emotions. Second, I have committed a portion of my portfolio to your SEAF model (Sector ETF Asset Flows) which focuses on asset flows in the SPDR sectors and investing where the money is going. Being in energy for the first half of 2022 was great. Finally, my favorite is your CARP model (Cross Asset Relative Performance). Your weekly, monthly, and quarterly tracking of popular ETF categories is easy to follow. The model is so simple to follow and keeps me outperforming the S&P 500 index. Each Monday morning I look at your analysis and take 10 minutes to adjust my portfolio. The bimonthly phone conversations you offer your subscribers have really helped me fine-tune my approach. My results are much improved (and better than what my broker is doing).Keep up the great work.”
Individual Investor, Indianapolis